Cebuana Lhuillier’s MicroBiz Loan is a micro-sized champion, purpose-built for MSMEs seeking business capital without cumbersome requirements. Here’s why it stands out:
- Fast Approval in 3–5 Days
Cebuana Lhuillier Finance Corporation understands that time is money. Our streamlined application process enables entrepreneurs to receive decisions in as little as three to five days, which is faster than most traditional lenders. - Loan Amounts up to ₱150,000
With options ranging up to ₱150,000, the MicroBiz Loan lets you access exactly the amount you need—no more, no less—so you are not burdened with over-borrowing. - Low Monthly Interest Starting at 3%
Affordable rates help you keep repayment manageable. With interest rates as low as 3% per month, you can confidently estimate costs and budget without surprises. - Flexible Terms: 3 to 12 Months
Select a repayment timeline that aligns with your cash flow. Whether short and swift or spread out over nearly a year, the flexibility helps you pay the way that works best for your profits. - Simple Requirements for MSMEs
Application hurdles are minimal. A valid ID, proof of business (such as receipts or inventory), and proof of income are all you need; no heavy collateral or bank history is required. - Easy Application Online or In-Person
You can apply through Cebuana Lhuillier’s digital platform for a quick business funding experience or drop by a nearby Kanegosyo Center for face-to-face support. The choice is yours. - Ongoing Support from the Kanegosyo Ecosystem
More than just money, Cebuana Lhuillier offers business advice, marketing tools, and networking through the Kanegosyo program, helping you turn capital into growth.
Find the right financing for your business. Read more on Reasons Cebuana Lhuillier’s MicroBiz Loan Works For MSMES