Axis Bank offers a diverse range of credit cards tailored to meet various needs and lifestyles. Here's an overview of some of the top Axis Bank credit cards available in 2024:
Axis Flipkart Credit Card
Key Features:
- Joining Fee: Rs. 500
- Welcome Bonus: Rs. 500 Flipkart vouchers on first transaction within 30 days, and a 50% discount up to Rs. 100 for new Swiggy customers.
- Cashback:
- 5% cashback on Flipkart spends
- 4% cashback on preferred merchants (Cleartrip, cult.fit, PVR, Swiggy, Uber)
- 1% cashback on other transactions excluding Flipkart and preferred merchants
- Benefits:
- 4 complimentary domestic lounge visits per year
- 1% fuel surcharge waiver on transactions from Rs. 400 to Rs. 4,000
- Up to 20% discount at over 4,000 partner restaurants
Drawbacks:
- No benefits for offline shopping
- High annual fee waiver requirement for an entry-level card
Axis IndianOil Credit Card
Key Features:
- Joining Fee: Rs. 500
- Welcome Bonus: Up to 1,250 EDGE reward points on first fuel transaction within 30 days.
- Rewards:
- Up to 4% value back on fuel purchases with 20 EDGE reward points for every Rs. 100 spent at IOCL outlets
- 1% value back on online shopping with 5 EDGE reward points for every Rs. 100 spent
- 1 EDGE reward point per Rs. 100 on all other categories, excluding specified expenses
- Benefits:
- Annual fee waiver on spending Rs. 3.5 lakh in the previous year
- 10% discount on movie tickets through BookMyShow
- 1% fuel surcharge waiver up to Rs. 50 per statement cycle
Drawbacks:
- Low rewards for offline spending
- Challenging annual fee waiver due to excluded spending categories
Indian Oil Axis Bank RuPay Credit Card
Key Features:
- Joining Fee: Rs. 500
- Welcome Bonus: 100% cashback up to Rs. 250 on first transaction within 30 days.
- Rewards:
- 20 Reward Points per Rs. 100 on fuel transactions at IOCL stations
- 5 Reward Points per Rs. 100 on online shopping
- 1 EDGE Point per Rs. 100 on all other spends
- Benefits:
- Annual fee waiver on spending Rs. 3.5 lakh in the previous year
- 10% discount on movie tickets through BookMyShow
- 1% fuel surcharge waiver up to Rs. 50 per statement cycle
Drawbacks:
- Low rewards for offline spending
- Challenging annual fee waiver due to excluded spending categories
Axis Bank Neo Credit Card
Key Features:
- Joining Fee: Rs. 250
- Welcome Bonus: 100% cashback up to Rs. 300 on first utility bill payment within 30 days.
- Discounts:
- Up to 40% off on Zomato, Amazon Pay, Myntra, BookMyShow, and Blinkit
- Benefits:
- 15% off up to Rs. 500 on dining at partner restaurants on orders over Rs. 1,500
- 1 EDGE reward point per Rs. 200 spent
- 10% off on movie tickets from BookMyShow
Drawbacks:
- No travel benefits
- Low rewards for offline shopping
These Axis Bank credit cards cater to diverse needs, offering benefits ranging from cashback and discounts to rewards on specific spending categories. Choose the card that aligns best with your spending habits and lifestyle preferences. For a detailed comparison and further information, explore our comprehensive guide on Axis Bank credit cards.