Without insurance, you may have to cover the insured moving services near me entire loss yourself, which can turn an already stressful move into an expensive ordeal.
Types of Moving Insurance
Not all moving insurance is the same. If you’re searching for “insured moving services near me,” it’s important to understand the different levels of protection offered:
1. **Released Value Protection** – This is the most basic coverage, usually included at no extra charge. However, it only reimburses you at a minimal rate (often around \$0.60 per pound per item). That means a 20-pound television may only be valued at \$12, even if it’s worth \$500.
2. **Full Value Protection** – With this option, movers are responsible for the full replacement value of your items. If something is broken or lost, they must repair it, replace it with a similar item, or compensate you with the current market value.
3. **Third-Party Insurance** – Some moving companies partner with external insurance providers for additional coverage. This is ideal for high-value items such as artwork, antiques, or jewelry.
Understanding these options allows you to choose the right protection for your move.
How to Find Insured Moving Services Near Me
If you’re ready to hire a mover, here are practical steps to ensure you find a trustworthy, insured provider: