I met Rohan Mhatre in Hyderabad at an open mic. We got talking, and since we both were outsiders, we were missing home-cooked food. He talked about how he landed in Hyderabad, and it was a middle-class boy’s inspiring story that caught my attention.
He belonged to a middle-class family originally from Mumbai with modest means. As a child, he enjoyed reading about technology and always dreamed of becoming a software engineer. He spent most of his teen years in Pune with Aaji-Aajoba. When he was in high school, his father had to leave his job due to an unfortunate road mishap, and they had no option but to shift to Pune. His life changed.
However, his parents didn’t want him to compromise on my dreams. So he continued studying with passion and curiosity. However, over the years, the job market shifted and having a Master’s Degree became an imperative for a high-paying job. His parents knew that it was becoming increasingly difficult for them to maintain a steady income through part-time jobs.
They visited several banks, but the process felt overwhelming. The interest rates were high, the collateral requirements seemed impossible for them to meet, and the paperwork was endless. He felt like the dream was slipping away.
Then, his father’s friend, a long-time customer with Cosmos Bank, suggested we visit their branch near their home. The uncle kept praising the Bank and its staff for their cooperative nature and the way they believed in solving problems. His experience with Banks made them skeptical, yet he was hopeful. Along with his father, He walked into the branch near us.
“From the moment we stepped in, uncle’s words rang true. The staff was incredibly supportive. Unlike other places, they genuinely listened to our situation. They explained every detail of their Cosmo Education Loan scheme with such clarity, demystifying the entire process.” Rohan vividly recalls.
Their competitive yet reasonable interest rates and flexible repayment options immediately caught their attention. The most significant relief came from their understanding of the approach to collateral for loans within a certain limit.
“The Bank assured us that my academic record & the reputation of my college were strong factors in my favour. The process was surprisingly swift and transparent. Within a few weeks, the loan was approved and disbursed. It felt like a massive weight had been lifted from my shoulders.”
With the finances being taken care of, he fully focused on studies. The peace of mind he felt resulted in consistent above-average performance during his master's. And even securing an internship in his third year.
“The education loan wasn't just money; it was an investment in my future, an endorsement of my potential,” he says
He is now a Senior Software Development Engineer at a leading multinational tech company based in Hyderabad, earning a substantial package. They didn't just provide a loan; they provided hope, opportunity, and the foundation upon which he built his career.
“If you have a dream for higher education, I wholeheartedly recommend Cosmos Bank. They truly help you turn your aspirations into achievements." He endorsed at the end of the conversation.