Deen Dayal jan awas yojana gurgaon is one of the affordable housing schemes in India that aims to make the dreams of owning a home for the urban poor a reality. In the state of Haryana, Deen Dayal jawas yojana is one of the schemes that aims to promote the development of dense-plotted colonies in the state’s economically weaker and medium towns. The Haryana development and regulation of urban areas Act, 1975, falls under the jurisdiction of the Town and Country Department planning Haryana. The ‘Affordable Plotted housing policy for low and medium potential towns’, also known as the Deen Dayal Jan awas Yojana, is one of the scheme for the state. In this article, we will discuss various aspects of Haryana state top DDJAY plot in Gurgaon as well as affordable plots available in Gurgaon.
DEEN Dayal Jan Awas Yojana Features
In Haryana, DDJAY Scheme started in 2016 to provide homes to the people living in the urban slums. The scheme requires that the colonies under this scheme are built on land parcels ranging from 5 to 15 acres and the housing plot size is set at 150 sq ft. The project under Deen dayal jan awas yojana gurgaon has to be completed within 7 years from the date on which the license is granted.
ddjay plots in Gurgaon under the scheme, a person can get a loan amount up to 75% or 90% of the price of the property in Gurgaon for plots and flats. These government approved plots are always under the supervision of Haryana state government to provide the best quality infrastructure.
Deen Dayal Jan Awas Yojana Eligibility Criteria
In order to be eligible for the benefits of the DEEN DAYAL JAN AWAS YOJANA Gurgaon scheme, a beneficiary has to have an annual household income not less than Rs 3 lakh for economically weaker section and not less than Rs 6 lakh for the low income group.
It is compulsory to be a Haryana resident to apply for affordable plots in gurgaon under the DDJAY scheme.
The best affordable housing project in gurgaon can be owned only by an applicant who does not have a registered pucca house and residential plot in the name of his family or any of his family members in the city of Gurgaon.
An applicant does not have to be a government official or a member of his family to apply for DEEN DAYAL WAN WAN PLOTS in gurgaon.
Documents Required
deen dayal jan awas yojana policy Government-approved plots in Gurgaon and avail benefits of the DDJAY scheme under the Haryana State government.
- Aadhar Card
- Bonafide Certificate
- Certificate of not owning a house
- Ration Card
- Income Certificate
- Proof of Age
- Contact Number
- Bank Account Details
- Passport Size Photographs
How to Apply for DDJAY Scheme
In order to own an DDJAY affordable plot in Gurgaon, there are two methods of obtaining the Scheme application form: offline and online. For offline mode, the applicant must visit the office of the designated authority of the Scheme. For online mode, the application form can be easily downloaded from the Scheme’s official website.
After filling in the necessary information, such as identity details, income certificate, photos etc., the applicant must submit it to the relevant authority of the Scheme for approval. It is essential to ensure that all the necessary information is correct and up-to-date, as incorrect information could lead to the applicant’s loss of the opportunity to own a government-approved plot.
In the wake of the Haryana State Government’s decision to withdraw the 50% saleable area freeze clause from the Scheme, the developer is required to mortgage residential plots in order to guarantee accountability in the event of financial loss in the completion of the project.
Deen Dayal Jan Awas Yojana Haryana and the latest changes in its housing policy
Under the previous DDJAY, the government was required to allocate only 50% of the housing units before the completion of the project and 50% after the completion certificate is received. The Haryana government has removed this clause from the DDAY.
To ensure accountability in the event of financial loss due to completion of the project, the Deen dayal jan awas yojana scheme requires the developer to lend 10% of the residential plots with the bank guarantee for internal development works as well as external development charges to the director’s favor.