The Government of Punjab, in collaboration with the federal government of Pakistan, has introduced numerous welfare schemes to enhance the lives of its citizens, particularly youth, women, farmers, students, and low-income families. These schemes focus on employment, education, health, agriculture, and clean energy.
This updated list includes both Punjab-specific and national-level schemes that are currently active in 2025.
Punjab Rozgar Scheme
This flagship scheme provides interest-free loans from PKR 100,000 to 10 million for youth, women, differently-abled persons, and entrepreneurs. The repayment period is up to 5 years. Special quotas exist for women and transgender applicants.
Kisan Card (Subsidy for Farmers)
Through the Kisan Card, registered farmers receive direct subsidies for fertilizers, seeds, and pesticides. Over 725,000 farmers have already benefited. The card also supports smart farming initiatives and digitized farmer services.
Roshan Gharana Scheme (Free Solar Panels)
Households consuming up to 200 electricity units monthly are being provided with free solar systems (including panels, batteries, and inverters). This reduces dependence on the national grid and cuts down power bills significantly.
Benazir Income Support Program (BISP)
A national-level welfare scheme, BISP provides quarterly financial assistance to deserving families, especially widows and women without incomes. As of 2025, the stipend has been increased and includes more families through dynamic surveys and NSER.
Sehat Sahulat Program (Health Card)
This health initiative allows registered families to receive free treatment worth up to PKR 1 million annually at government and selected private hospitals. Services include surgeries, maternity care, dialysis, cancer treatment, and more.
Himat Card
Designed to support differently abled individuals, this card offers financial aid of PKR 10,500 quarterly, job quotas, and access to vocational training programs. It promotes social inclusion and empowerment.
Asaan Karobar Card
Small traders and entrepreneurs can avail of interest-free business loans of up to PKR 1 million through this scheme. It encourages self-employment and strengthens the local economy.
e-Rozgaar Program
This government-run freelancing and IT skills training program enables youth to earn online. Courses include digital marketing, e-commerce, graphic design, content writing, and more. Thousands have benefited and become self-sufficient.
PEEF Scholarships
The Punjab Educational Endowment Fund provides merit and need-based scholarships for intermediate, undergraduate, and master's level students. It also supports students studying abroad through special quotas.
Prime Minister’s Laptop Scheme 2025
Relaunched under the PM Youth Program, this scheme offers free laptops to high-performing students in public universities and technical institutes. It supports digital learning and freelancing opportunities.
Mazdoor Card
Labourers across Punjab can now get a Mazdoor Card, enabling them to access social security benefits, including healthcare, education, pensions, and discounted utility services.
Ehsaas Rashan Riayat
A continuation of the Ehsaas program, this scheme offers monthly subsidies on essential food items (flour, oil, ghee, pulses) through registered kiryana stores. CNIC-based verification ensures transparency.
Conclusion
The Punjab and Federal governments are running multiple welfare and development schemes in 2025 to uplift all segments of society. Whether you're a student, a farmer, a housewife, or an entrepreneur — there's something here for you.
👉 Stay informed and apply through official channels or visit PunjabGovSchemes.pk for complete guidance, eligibility, and application processes.