Today, we live in a digital-first economy, and here, choosing the right payment gateway in India is quite vital for online businesses and startups if they want to grow fast. When it comes to a reliable payment gateway, it not only helps in processing customer payments in the most secure way, but at the same time, it helps in building trust, reducing cart abandonments, and improving customer experience. Looking for the top 10 payment g ateway in India? You have come to the right place. Here, we have listed down all the top 10 providers with key features and strengths.
1. Wonderpay
When it comes to the top payment gateway providers in India, you can’t miss out on Wonderpay. The reason? Because it is designed to meet the needs of both startups and established enterprises. Scalability and simplicity; it is built with both. Wonderpay comes up with a unified dashboard where businesses can perform everything from managing collections and payouts to virtual accounts and taxes in the most seamless manner.
Wonderpay has gone beyond basic payment acceptance, and it has come up with competitive pricing, instant settlements, and support for multiple payment methods, including UPI, cards, payment links, and recurring billing.
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2. Razorpay
Razorpay has been consistently ranking among the best payment gateway in India. It is known for its wide acceptance of payment modes, easy integrations, and developer-friendly tools. To your good news, it supports over 100 payment methods such as cards, UPI, wallets, and international currencies. So, the platform suits businesses of all sizes.
When it comes to features, it includes everything like seamless checkout experiences, subscription management, automated settlements, and risk management tools. And moreover, its ability to deal with multi-currency payments and robust security compliance (including PCI DSS) makes it an ideal choice for startups that are planning to expand globally.
3. Cashfree
Cashfree payments offer it all, from a high success rate to a wide array of payment modes. Also, the settlement options are quite flexible. With the help of this platform, businesses can receive funds instantly. When it comes to collection, it can manage them in the most efficient manner with features like dynamic routing, tokenization, and UPI integrations.
Must Read : Types Of Payment Gateways In India & How To Choose Right One
4. PayU
PayU is also considered to be a top payment gateway in India. It powers payment acceptance for over 5 lakh businesses. It is known for its solid uptime and broad payment acceptance. And the best thing is that PayU supports credit/debit cards, net banking, wallets, and UPI seamlessly.
5. CCAvenue
India’s longest-standing payment gateway service providers; that is what CCAvenue is. It offers one of the largest collections of payment options, which includes everything from cards and net banking to wallets, EMIs, and UPI.
From supporting multi-currency processing and providing tools like real-time transaction monitoring and marketing features, you can consider CCAvenue one of the finest options for businesses that require both breadth and flexibility in payment types.
6. Paytm Payment Gateway
When it comes to payment gateway service providers, Paytm Payment Gateway is a strong contender. This is quite true, especially in India’s domestic ecosystem. It comes yo with 100+ payment sources. Along with this, features like easy integration and digital onboarding in under 30 minutes help businesses go live quickly.
Suggested Read : Instant Settlement Payment Gateway In India: Complete Guide
7. Instamojo
A beginner-friendly payment gateway that’s geared toward small businesses and solopreneurs; that is what Instamojo is. From supporting cards, UPI, net banking, and wallets, while providing features like payment links, online stores, and instant onboarding with minimal setup, Instamojo has made it to the top 10.
8. PhonePe Payment Gateway
PhonePe Payment Gateway has gained enough attention as a reliable payment service provider. It has its core focus on UPI transactions and scalability. It’s perfect for businesses that want to leverage India’s growing UPI ecosystem and offer an easy and fast payment service to their valuable customers.
9. PayPal India
When it comes to startups with international customers, PayPal India is the ideal one. Yes, its fees may be higher for cross-border payments, but it offers unmatched global acceptance and currency flexibility. This is exactly what makes it a go-to solution for startups selling abroad.
Also Read : Payment Gateway Charges Guide for Businesses
10. Easebuzz
Last but not least, Easebuzz offers an intelligent payment gateway, and the focus lies on reducing cart abandonment through optimized checkouts and multilingual support. It supports 150+ payment methods and provides instant refunds, settlement, and fraud management features.
Final Thoughts
To sum up, you are aware that India’s digital payments landscape is vibrant and competitive, and it is with multiple payment gateway service providers that offer tailored solutions for startups and enterprises alike. No matter if you value speed, international capabilities, low fees, or integration simplicity, there’s a gateway that fits your business needs. You must carefully assess each platform based on features, pricing, and long-term scalability to choose the best payment gateway for your unique requirements among these top 10 payment gateway in India.